Privacy Policy

👤 Who We Are

Schemes Guide India is an independent informational website operated by Arjun Mehta. Our website address is https://schemesguideindia.com.

We publish beginner-friendly guides on Indian government schemes, banking, loans, insurance, and personal finance. We are not a financial advisor, government agency, or financial institution.

📊 Information We Collect

We collect minimal information to operate this website. Here is what we collect and why:

• Contact Form Data: When you send us a message, we collect your name, email address, and message content. This is used only to respond to your query.
• Comments: If you leave a comment, we collect your name, email, and IP address for spam detection purposes.
• Analytics Data: We use Google Analytics to understand how visitors use our site. This includes pages visited, time spent, and general location (country/city level). No personally identifiable information is collected.
• Newsletter Subscriptions: If you subscribe to our newsletter, we collect your name and email address to send you scheme update notifications.

🍪 Cookies

Cookies are small text files stored on your device. We use the following cookies on this site:

• Essential Cookies: Required for the website to function. These cannot be disabled.
• Analytics Cookies: Google Analytics cookies that help us understand visitor behaviour. These are anonymised and do not identify you personally.
• Comment Cookies: If you leave a comment, your name and email may be saved in cookies for your convenience for one year.

You can control cookies through your browser settings. Disabling cookies may affect some website functionality.

🔗 Third Party Services

We use the following third-party services that may collect data:

• Google Analytics: Website traffic analysis. View their privacy policy →
• Google Site Kit: Performance monitoring and Search Console integration.
• Rank Math SEO: SEO plugin that processes page metadata.
• Hostinger: Our hosting provider who maintains server logs.

Each of these services has their own privacy policies. We recommend reviewing them if you have concerns.

💰 Affiliate Links

Schemes Guide India may contain affiliate links to financial products and services such as credit cards, loan apps, savings accounts, and insurance plans.

• When you click an affiliate link and complete an action, we may earn a commission.
• This comes at no extra cost to you whatsoever.
• Affiliate relationships do not influence our editorial content or recommendations.
• We only recommend products that we genuinely believe are useful for our readers.

📢 Advertisements

We may display advertisements on this website through Google AdSense or similar ad networks. These networks may use cookies to serve relevant advertisements based on your browsing history.

You can opt out of personalised ads by visiting Google Ad Settings →

✅ Your Rights Over Your Data

You have the following rights regarding any personal data we hold about you:

• Right to Access: You can request a copy of any personal data we hold about you.
• Right to Correction: You can ask us to correct inaccurate personal data.
• Right to Deletion: You can request that we delete your personal data.
• Right to Unsubscribe: You can unsubscribe from our newsletter at any time using the unsubscribe link in any email.

To exercise any of these rights, email us at Admin@schemesguideindia.com

👶 Children’s Privacy

Schemes Guide India is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us immediately and we will delete it.

🔄 Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the “Last Updated” date at the top of this page. We encourage you to review this policy periodically.

Continued use of this website after changes are posted constitutes your acceptance of the updated policy.

📬 Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please contact us: